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These Terms and Conditions are divided into multiple sections. You can find these Terms and Conditions on our website https: By clicking and accepting the Terms and Conditions you agree that you have read, understood, acknowledged and accepted these Terms and Conditions, Tariff of Schedule to access and use the sbi trading account closure online app and digibank product and Services. These Terms and Conditions govern the access and use of the digibank app and digibank Services.

Other Terms and Conditions may be applicable to certain specific products, services, offers or contests made available on the digibank app by DBS either directly or through third party sites. If there is any conflict or inconsistency between these Terms and Conditions and other specific Terms and Conditions, then those specific terms will prevail to the extent of such offers, products and services.

The following words and phrases have the meaning set out below unless the context indicates otherwise:. For this purpose, "control" of any entity or person means ownership of a majority of the voting power of the entity or person. Point of Sale Transaction s: Headings in these Terms are inserted for convenience of reference only and are to be ignored in construing and interpreting the Terms. Reference to the words "include" or "including" will be construed without limitation.

If you suspect that your virtual Debit Card has been compromised, you have to advise DBS to hotlist the virtual Debit Card by calling We may suspend or terminate the digibank e-wallet Service and your use of the digibank app with or without prior notice to you due to various reasons including:. Where we have not given prior notice, we will as soon as is practicable give notice to you of such termination by such notification methods as we may choose, including through our Website or by giving notification through the digibank app or via publication through any media.

Such termination will be effective on and from the date specified in the notice. If DBS decides to terminate the sbi trading account closure online of the digibank e-wallet Service, DBS will notify you and transfer the remaining balance from your digibank e-wallet Account in accordance with the existing process sbi trading account closure online policy of DBS and the extant guidelines issued by RBI and upon the balance in your digibank e-wallet Account becoming zero DBS will close your digibank e-wallet Account.

If we are notified of death or incompetence of a Customer or of a restriction being placed on the Customer, DBS will suspend the digibank e-wallet Service and stop all operations of digibank e-wallet for that Customer. Any balance remaining in the Customer's digibank e-wallet Account will be forfeited and will be dealt with at the absolute discretion of DBS Bank, subject to applicable regulations.

DBS Bank will not be obliged to enter into any correspondence regarding the same. You agree that you, your legal heirs and administrators as the case may be will not hold DBS liable for any loss, damage or expenses arising out of or in connection with the remaining balance in your digibank e-wallet Account.

DBS Bank's right to suspend or terminate your access to and use of the digibank app and the digibank e-wallet Service will be without prejudice to any other rights or remedies which DBS may have under these Terms or any other applicable terms set out by law.

Upon upgrading to digiSavings, the digibank e-wallet Account is converted into digiSavings. This section is only applicable to sbi trading account closure online if you upgrade from digibank e-wallet to digiSavings i. Upon successful upgrade, your digibank e-wallet Account will be converted into digiSavings.

Your digibank e-wallet Account will cease to exist and your virtual Debit Card will cease to exist upon activation of the physical Debit Card that comes with digiSavings. This is a one-time, non-reversible conversion. You understand and accept that your operation of digiSavings Account opened using OTP based e-KYC authentication process has certain limitations as mentioned in these Terms and Conditions e.

Joint account or joint mandate for operation of digiSavings is not permitted. Passbooks are available only at DBS branches and will be provided only after completion of sbi trading account closure online customer identification process. E- statements can only be accessed using the digibank app.

The Nomination Facility is available within the digibank app. However, sbi trading account closure online forms may be downloaded from the Website. You may have to visit nearest DBS branch to submit the same along with your original Aadhaar and PAN documents and fulfil customer identification process. There will be no obligation on the Bank to support all the versions of the Mobile Phone software.

Cash withdrawals exceeding the ATM limit will be permitted at the Branch on an exceptional basis up to Rs. The limits of Rs. Only Electronic Instructions will be provided except for transactions which are permitted at the Branch. No outgoing cross border foreign exchange transactions are permitted through the digibank app unless such transactions are carried out using the physical Debit Card.

Transactions through the Debit Card are not permitted in Nepal and Bhutan. Funds transfers exceeding the digibank app incoming or outgoing transaction limits sbi trading account closure online be permitted at a Branch as an exception, subject to the verification of your Aadhaar and PAN and to you fulfilling the customer identification process at that Sbi trading account closure online.

The E-welcome kit will be sent to the customer's registered sbi trading account closure online address given during the opening of digibank e-wallet and will consist of these Terms and Conditions, the tariff sheet and other relevant information.

You understand that DBS will ensure security and confidentiality of your personal identity data provided for the purpose of Aadhaar based authentication. In case your name as reflected in Aadhaar is different from that as reflected on your PAN Sbi trading account closure online, the details as per Aadhaar will be taken on record. Withdrawals from digiSavings can be made to the extent of clear balances.

No withdrawals by way of Debit Card, Electronic Instructions or any other manner will be issued in anticipation of realisation of any other instrument or against unclear effects, the Bank is not obliged to honour such debit instructions. Interest will be calculated on the daily available balance or as directed by RBI. Interest will be paid at quarterly rests or on any other rests as the Bank may decide from time to time.

You may be required to maintain minimum balance as may be decided by sbi trading account closure online Bank from time to time. Any amount received on account of interest, transaction reversals, cashback or sbi trading account closure online such credit will be included in the balance. In case the balance breaches the limit of INR 1 lakh on account of such transactions, there will be sbi trading account closure online lien placed on balance in excess of INR 1 lakh.

Such excess balance sbi trading account closure online will be available for use by you only when the Account balance is within the permissible limit of INR 1 lakh. The following transaction limits will apply to transactions on the digiSavings and is subject to change from time to time. In case the Customer breaches the applicable transaction limits, Customer will not be permitted to transact till the next day or month as applicable. Total number of permissible debit transactions per day in your digiSavings is Following transactions shall be excluded from the aforesaid limit:.

Sbi trading account closure online can create a Term Deposit only if you have an active digiSavings. In case of recurring term deposit, instalments sbi trading account closure online be paid regularly on or before the agreed date and no instalments will be in sbi trading account closure online during any month. If no date is agreed, the last date of the month will be considered as the date of payment. In case of default s in the payment of periodic instalment sbi trading account closure online the Recurring Deposit Scheme, we will pay the interest on the recurring deposit as per the contracted rate.

DBS Bank reserves the right to change the rates as and when decided. Details about various periods, current rates of interest and minimum deposits are available on the Website and sbi trading account closure online the digibank app. Interest will be paid on a compounding basis for term deposits with tenure of one quarter or more. As soon as this new Term Deposit Confirmation Advice is issued to you, the earlier or the old deposit confirmation will be treated as cancelled, without any further act or communication on the part of DBS.

Term Deposits with a reinvestment option sbi trading account closure online be renewed with interest upon deposit maturity.

Term Deposit with an interest pay-out option will be renewed only with principal upon deposit maturity. Interest on Term Deposit will be credited to the digiSavings or as per the instructions given by you and agreed to by us. The Bank generally does not permit partial premature withdrawal of Term Deposits; however, premature withdrawal of the same may be permitted at the discretion of the Bank. If premature withdrawal is permitted, the payment of interest on Term Deposit may be allowed in accordance with the prevailing stipulations laid down by RBI, as well as guidelines issued by the Bank in this regard.

The Bank will permit Term Deposit depositors to prematurely break Term Deposit provided that the recovery of interest already paid is recovered from the proceeds of such Term Deposits, as the case may be.

Tax is deductible by DBS Bank if the total interest earnings of all your resident Term Deposits during the financial period of 1 April to 31 March are in excess of the applicable threshold amount prescribed by the Government of India.

The deduction of tax is on a payment basis, except as at 31 March when it is on an accrual basis. Once the tax has been deducted by DBS Bank, it will not be refunded, and obtaining the requisite refunds on account of tax deducted at source will be solely your liability and responsibility. The transactions mentioned below can be carried out only if the customer visits the branch and the request is placed at the Branch subject to you providing your Aadhaar Card and PAN Card and any other documents as deemed necessary by the Bank for verification and subject to you completing the customer identification process applicable from time to time.

The Bank reserves the right to reject any such transaction if the customer identification process sbi trading account closure online not completed to the satisfaction of the Bank. Issuance of Demand drafts: Encashment of the said draft is subject to the rules and regulations of the country where the encashment is to be made. Neither DBS Bank nor its correspondents or agents will be liable for any loss or delay caused by any such rules and regulations.

If a refund of the draft amount is desired from DBS Bank by you, DBS Bank will, at its discretion, make the payment to you at the prevailing rate for the relevant currency less all charges and expenses.

If a draft applied for is lost, stolen, or destroyed, you may sbi trading account closure online for a replacement draft or a refund. You and the beneficiary of the draft must first provide DBS Bank with a letter of indemnity and such other documents as DBS Bank will prescribe from time to time in this regard to protect DBS Bank against liability with respect to the lost, stolen or destroyed draft.

DBS Bank reserves the right to revise the charges from time to time with prior notice. Transactions at the Sbi trading account closure online All transactions which are permitted and are carried out at the Branch will incur applicable charges unless otherwise set out in these Terms and Conditions. Debit Card issuance charges: The Bank reserves the right at any time to charge you for the issuance or reissuance of a physical Debit Card. For details on the same, please refer to the "Rates and Fees" page on the Website.

Any sum that may be payable by us to you sbi trading account closure online be subject to all applicable laws, including any withholding tax requirement, foreign exchange restriction or control. DBS Bank will not be liable for any losses that may be incurred by reason of such withholding, retention or deposit.

A monthly Electronic Statement will be available on the digibank app as per the Bank's record. The Electronic Statement will be available for download on a frequency as determined by the Bank. Unless disputed by you within 14 fourteen days of the Electronic Statement being made available for download, the same will be deemed to be correct.

DBS Bank reserves the right to rectify discrepancies, if any, at any point in time. If you delay in examining the Electronic Statement or in reporting a discrepancy or problem, it may affect our ability to rectify the discrepancy or resolve the problem, and you will be liable for the losses that may occur. Sbi trading account closure online prejudice to the foregoing, at our discretion, we may, upon your request, allow you to receive an Electronic Advice in respect of Content provided by us from sbi trading account closure online to time.

You agree and acknowledge that an Electronic Advice may be delayed or prevented by factors affecting the service providers and other relevant entities and we do not guarantee the delivery, time lines or accuracy of the Electronic Advice or Content. We reserve the right to vary the features of any Electronic Advice and to sbi trading account closure online or terminate an Electronic Advice service at any time.

We will not be liable to you or anyone else for losses, damages or expenses arising from a non-delivery, delayed delivery or wrong delivery of an Electronic Advice; b inaccurate or inadequate content; or c use or reliance by you or any third party on the contents of an Electronic Advice for any purpose, including investment and business purposes.

No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, satisfactory quality or fitness for a particular purpose, accuracy, adequacy, currency or reliability is given in respect of the Content. We further do not warrant the security of any information transmitted to you through Electronic Advice.

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From 1989 until its dissolution in 1995, he was member of the Ujlak Group, which operated as one of the defining, progressive art groups on the contemporary art scene of post-regime change Hungary.